Budgeting

February’s Huge Mess.

white and black desk calculator on white graphing paper
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Yeah well.  The best laid plans.

It was a rough month.  Lots of money was spent.  (Thankfully we had stashed cash in our savings for just such expenses.  No debt was incurred.)

Here goes:

(Not included: regular, every month expenses including food/eating out and gas)

Home Maintenance ($11,604.00)

  • Unexpected new attic insulation (because of pest infiltration): $4,700.00
  • Tree(s) removal: $1,500.00
  • Outside Wood Replacement/Paint/Powerwash: $3,300.00
  • New cooktop/installation:  $2,000.00
  • Kitchen paint: $104.00

Home Furnishings ($596.89)

Household ($79.94)

  • Paper towels, laundry detergent, bath salts, strainers

Gifts ($418.39)

  • Birthday gifts
  • Valentines Day (I splurged on sending Edible Arrangements to our parents..worth every penny!)

Personal Expenses ($130.00)

  • Fossil Purse
  • Flowers
  • Stickers

Clothes ($167.00)

  • StitchFix Subscription
  • Macy’s
  • Mix/Match Subscription Clothes Service

Misc. Expenses ($1,675.78)

  • Ben’s emergency vet visit (he’s fine. 🙂 )
  • Away Luggage
  • Federal Taxes (although we owed money this year, we still saved $3000 from the previous year)
  • Cleaning Service
  • Car Maintenance

Out of Pocket Health Expenses ($851.72)

Thoughts on February’s expenses:

It’s been a month.

Home Maintenance:  Our pest control company came out and did a yearly inspection.  We’ve been having problem with mice, but we had no idea how bad a problem.  Our attic has been their home for a while.  In order to fix the problem, we needed to remove all of the attic insulation and install new insulation as well as seal all entry points.  $4700 was the “discounted” price.  The positive side is that our new insulation is supposed to be of higher quality, and will significantly reduce heating and air conditioning bills. We shall see.  Tree removal and outdoor maintenance has been ignored for a couple of years, but it could wait no longer.  And, of course, our cooktop. It hasn’t arrived yet, but I can’t wait to be able to turn on the burners without pulling out a lighter.  We spent more than we had anticipated, but fell in love with the 20,000 BTU burner.  Boiling water will be so.much.nicer. 🙂

Home Furnishings:  Because of the bad air flow in my daughter’s bedroom, we purchased a heater (in the shape of a fireplace 😉 ).  Money well spent, as her room has been toasty warm.  We are also getting new furniture for our living room, and decided to use the furniture store’s designer.  All designer fees will be taken off once we purchase the furniture.  Money was spent intentionally, which is always a good thing.

All other expenses are self-explanatory.  The cleaning service is a necessity at this point.  I’m having an issue with a pinched nerve, leg and back pain so it makes it difficult to properly clean the house.  I’ve found a woman who can help me out, so again, money well spent.  Clothes subscription services were a splurge, I know.  But it’s just so nice to try on clothes at home, clothes that have been ‘picked especially for me’.  We shall see how long this lasts….

I’m still having issues with buying purses and wallets.  Fossil was having an amazing sale I ‘couldn’t’ pass up.  Not mindful at all, so I’ll call that a fail.  However, the AWAY luggage purchased this month completes our set, so I’m happy with that, especially since I was able to sell other luggage we didn’t use.

In conclusion….

I’m not gonna lie.  This month was way more expensive than I would have liked.  I know I could have done better.  Hopefully all of the major expenses are behind us, and March will be a catch up month.

How was your February?

 

 

 

 

 

 

6 thoughts on “February’s Huge Mess.”

  1. Spending money on next years reservations. Have to be paid now. Ugh. Spending money on cocktails, dinners out, concerts, shows, new sexy trendy eyeglasses, finally a professional ly fitted bra, diet book and new area carpet for bedroom because it’s too darn cold in there. So hubby told me.
    Not regretting a single penny.

    Like

  2. Seems to me that until you get your shopping addiction in hand you’re not ready to do a No Spend Year. Otherwise you are just setting yourself up to fail.
    Maybe now is just not the right time for a NSY but I applaud you for attempting to do better.

    Like

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