No Buy Year 2020

It’s happening. No Buy Year – 2020

wooden bench and stools in a cozy room
Photo by Catherine Augustin on

I’m joining the ranks of many others (see a few of them below) to do a No-Buy Year.  Yes, you read that right.  YEAR.  {So not to be confused, this is an updated spending challenge from what I wrote here.}


1.  SAVINGS.  In four years, my husband and I would like to retire.  For him to feel secure in doing so, however, he wants to have a large amount of cash in a savings account (in addition to our retirement accounts).  In order to a save this specific amount of money, we will have to stop spending money on crap that we don’t need. (Just to be clear, it’s ME who spends money, and my husband spends literally nothing.  Seriously.)

2.  SUSTAINABLE LIVING/MINIMALISM.  I’m also interested in pursing minimalism and sustainable living.  There’s been so much waste (on my part) with buying then decluttering, that it’s time to just say NO.

I don’t consider this challenge a punishment in any way.  I do believe in continuing to have experiences and education.  However, not spending money on ‘things’ will be an opportunity to get what I really want.  More time with my husband.

Here are my rules:

What I’m allowed to spend money on:

  • Bills, medical expenses
  • Food, Eating out (within reason)
  • Gifts
  • Charitable Giving
  • Replacements of household, beauty items I already have
  • Haircuts/coloring
  • Travel
  • Continuing education classes
  • Quality clothing (as replacements only)

And that’s it.  NO books, magazines, purses, wallets, pens, notebooks, home decor (with ONE exception: LR curtains), travel trinkets, fast fashion clothes and accessories, jewelry, movies, make up (unless it’s a replacement of what I use regularly),  travel items, accessories, manicures, pedicures, apps or new technology, paper napkins, subscription boxes/services.  There may be more items I’m not thinking of right now, but those too!

I’ll be tracking my experience with a No Buy in this space at the beginning of every month.  You are more than welcome to follow along, and if you are doing this too, please let me know!

Some sources of inspiration:

The Personal Philosophy Project

Style Apotheca

Use Less

Lara Joanna Jarvis


4 thoughts on “It’s happening. No Buy Year – 2020”

  1. Sharon. Put me down too. I’m sick and tired of spending money.
    I can live the cheap minimalist life easy. It’s a partner who’ll put me under. Sick of it.
    But I’m with you. Yay!!
    I want a better retirement.


    1. Glad to have you on board! I’ve just come to the realization (FINALLY!) that stuff will never make me truly happy. Loved ones, friends and experiences are what matter to me. It’s time.

      Liked by 1 person

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